When we first turn 18 and sign up for that credit card, we're not all sure how to use them. Whether we didn't get "taught" how to use one or we didn't take the time to gain some knowledge on credit cards, it can hurt us. There is a lot to know about credit cards. There are all different types, limits, fees, interest rates, rewards, etc.
Although, one card that stands out from the rest is a secured credit card. These are very different from business, gas, airline, standard credit cards, etc. This card is controlled 100% by you. Meaning, in order to use this credit card you must put down a deposit first. You don't have a credit limit that is set from the beginning but instead the more you put in for this card the more you can use as a credit line.



